*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:#12233b;background:#fff;line-height:1.6}.container{width:min(1120px,92%);margin:auto}.header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.96);border-bottom:1px solid #e8edf3}.nav{height:78px;display:flex;align-items:center;justify-content:space-between}.logo{display:flex;flex-direction:column;text-decoration:none;color:#10243e;font-weight:900;line-height:1}.logo span{font-size:25px;letter-spacing:3px}.logo small{font-size:9px;letter-spacing:2.2px;margin-top:5px;color:#607086}nav{display:flex;align-items:center;gap:27px}nav a{color:#304158;text-decoration:none;font-size:14px;font-weight:600}.nav-cta{background:#0c5a9e;color:#fff!important;padding:11px 17px;border-radius:7px}.menu{display:none;border:0;background:none;font-size:25px}.hero{background:linear-gradient(135deg,#f5f9fd 0%,#eef5fb 100%);padding:90px 0 70px}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center}.eyebrow{font-size:12px;font-weight:800;letter-spacing:2px;color:#0c67aa;margin:0 0 13px}.hero h1{font-size:56px;line-height:1.08;letter-spacing:-2px;margin:0 0 22px;max-width:720px}.hero h1 span{color:#0c67aa}.hero-copy{font-size:18px;color:#5b6c80;max-width:620px}.actions{display:flex;gap:13px;margin:30px 0}.btn{display:inline-block;border:0;text-decoration:none;padding:13px 21px;border-radius:7px;font-weight:800;cursor:pointer;font-size:14px}.primary{background:#0c67aa;color:white}.secondary{background:white;color:#17304d;border:1px solid #d4dfe9}.trust-row{display:flex;gap:28px;margin-top:35px}.trust-row div{border-left:2px solid #b9cde0;padding-left:12px}.trust-row strong,.trust-row small{display:block}.trust-row strong{font-size:13px}.trust-row small{font-size:11px;color:#718096}.hero-card{background:#fff;border:1px solid #dce7f0;border-radius:18px;padding:25px;box-shadow:0 18px 50px rgba(26,61,95,.10)}.card-top{display:flex;justify-content:space-between;color:#62748a;font-size:12px;font-weight:700}.dot{width:8px;height:8px;background:#39a86b;border-radius:50%}.chart{height:230px;display:flex;align-items:end;gap:14px;padding:30px 18px 15px;position:relative}.bar{width:34px;background:#c8dceb;border-radius:5px 5px 0 0}.b1{height:50px}.b2{height:85px}.b3{height:72px}.b4{height:120px}.b5{height:145px}.b6{height:180px;background:#0c67aa}.line{position:absolute;left:25px;right:20px;bottom:83px;border-top:2px dashed #6fa8d0;transform:rotate(-7deg)}.metrics{display:flex;gap:10px}.metrics div{background:#f5f8fb;padding:12px;border-radius:8px;flex:1}.metrics small,.metrics strong{display:block}.metrics small{font-size:10px;color:#708197}.metrics strong{font-size:15px}.stats{background:#102c49;color:#fff}.stats-grid{display:grid;grid-template-columns:repeat(4,1fr)}.stats-grid div{padding:24px 15px;border-right:1px solid #2a4763;display:flex;gap:12px;align-items:center}.stats-grid strong{color:#7eb4dc}.stats-grid span{font-size:13px}.section{padding:95px 0}.section-head{display:grid;grid-template-columns:1fr 1fr;gap:60px;margin-bottom:45px}.section-head h2,.about h2,.contact h2{font-size:40px;line-height:1.15;letter-spacing:-1px;margin:0}.section-head>p{color:#637287;margin-top:20px}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.service-grid article{padding:28px;border:1px solid #e2eaf1;border-radius:12px;transition:.2s}.service-grid article:hover{transform:translateY(-4px);box-shadow:0 12px 30px #173b5712}.icon{width:42px;height:42px;border-radius:9px;background:#eaf3fa;color:#0c67aa;display:grid;place-items:center;font-weight:900;margin-bottom:20px}.service-grid h3{margin:0 0 9px}.service-grid p{color:#66768a;font-size:14px;margin:0}.about{padding:90px 0;background:#102c49;color:#fff}.about-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px;align-items:center}.about p:not(.eyebrow){color:#c6d3df}.about-panel{height:360px;border:1px solid #406078;border-radius:15px;display:flex;flex-direction:column;align-items:center;justify-content:center;background:linear-gradient(145deg,#163b59,#0d2740)}.seal{border:1px solid #77a9ca;width:120px;height:120px;border-radius:50%;display:grid;place-items:center;font-size:27px;letter-spacing:3px;font-weight:900}.about-panel p{font-size:11px!important;letter-spacing:3px;color:#fff!important}.rule{width:45px;border-top:1px solid #77a9ca;margin:5px 0 15px}.about-panel small{color:#9eb5c9;text-align:center}.text-link{color:#fff;font-weight:800;text-decoration:none;display:inline-block;margin-top:18px}.light{background:#f7f9fb}.centered{display:block;text-align:center}.benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.benefits div{background:#fff;padding:28px;border-radius:12px;border:1px solid #e3eaf0}.benefits strong{color:#0c67aa}.benefits h3{margin:18px 0 7px}.benefits p{color:#68788b;font-size:14px}.cta{background:#0c67aa;color:#fff;padding:55px 0}.cta-inner{display:flex;justify-content:space-between;align-items:center;gap:30px}.cta h2{font-size:36px;margin:0}.cta p{margin:4px 0 0;color:#d6e8f5}.cta .eyebrow{color:#a9d5ef}.light-btn{background:#fff;color:#0c5a9e;white-space:nowrap}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:90px}.contact-details{margin-top:35px}.contact-details>div{display:flex;gap:15px;margin:22px 0}.contact-details span{width:38px;height:38px;background:#eaf3fa;border-radius:8px;display:grid;place-items:center;color:#0c67aa}.contact-details small{display:block;color:#77879a}.contact-details a,.contact-details p{color:#233d59;text-decoration:none;margin:0}.contact form{background:#f6f9fb;padding:30px;border-radius:12px}.contact label{display:block;font-size:13px;font-weight:700;margin-bottom:17px}.contact input,.contact textarea{display:block;width:100%;margin-top:7px;padding:13px;border:1px solid #d6e0e9;border-radius:6px;font:inherit;background:#fff}.form-message{font-size:13px;color:#0c67aa}.footer{background:#0d243b}footer{background:#0d243b;color:#c6d4df;padding:55px 0 0}.footer-grid{display:grid;grid-template-columns:1.5fr .7fr 1fr;gap:70px;padding-bottom:45px}.footer-logo{color:#fff}.footer-grid p{font-size:13px;max-width:420px}.footer-grid h4{color:#fff;margin-top:0}.footer-grid a:not(.logo){display:block;color:#b9c9d7;text-decoration:none;font-size:13px;margin:8px 0}.copyright{text-align:center;border-top:1px solid #263e53;padding:18px;font-size:11px;color:#8297aa}@media(max-width:800px){nav{display:none}.menu{display:block}.hero{padding:60px 0}.hero-grid,.about-grid,.contact-grid,.section-head{grid-template-columns:1fr;gap:35px}.hero h1{font-size:43px}.service-grid,.benefits{grid-template-columns:1fr 1fr}.stats-grid{grid-template-columns:1fr 1fr}.cta-inner{display:block}.cta .btn{margin-top:25px}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:520px){.service-grid,.benefits,.stats-grid,.footer-grid{grid-template-columns:1fr}.hero h1{font-size:37px}.trust-row{flex-direction:column;gap:12px}.section{padding:65px 0}.section-head h2,.about h2,.contact h2{font-size:32px}}


.pricing{background:#fff}
.pricing-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;align-items:stretch}
.price-card{position:relative;border:1px solid #dfe8ef;border-radius:13px;padding:30px;background:#fff}
.price-card.featured{border:2px solid #0c67aa;box-shadow:0 15px 40px rgba(12,103,170,.12)}
.popular{position:absolute;top:0;right:20px;transform:translateY(-50%);background:#0c67aa;color:#fff;border-radius:20px;padding:5px 12px;font-size:9px;font-weight:900;letter-spacing:1px}
.price-label{font-size:11px;font-weight:900;letter-spacing:1.5px;color:#0c67aa;margin:0 0 7px}
.price-card h3{font-size:22px;margin:0 0 12px}
.price{font-size:14px;color:#6a7b8e;margin-bottom:12px}
.price strong{font-size:34px;color:#122c48;letter-spacing:-1px}
.price small{font-size:12px}
.price-card>p:not(.price-label){font-size:13px;color:#66778a}
.price-card ul{padding:0;margin:22px 0;list-style:none}
.price-card li{font-size:13px;color:#43576d;padding:8px 0;border-bottom:1px solid #edf1f4}
.price-card li:before{content:"✓";color:#0c67aa;font-weight:900;margin-right:9px}
.pricing-note{font-size:11px;color:#7b8a9a;text-align:center;margin:25px auto 0;max-width:850px}
@media(max-width:800px){.pricing-grid{grid-template-columns:1fr}}

.nav-phone{color:#17304d!important;text-decoration:none;font-size:13px;font-weight:800;padding:9px 4px}
.hero-card{overflow:hidden}
.service-grid article{background:linear-gradient(180deg,#fff 0%,#fbfdff 100%)}
.service-grid h3,.benefits h3{color:#142d49}
.contact-details a{font-weight:700}
footer{border-top:4px solid #0c67aa}
@media(max-width:1000px){.nav-phone{display:none}}

.nav-whatsapp{color:#168c5b!important;text-decoration:none;font-size:13px;font-weight:800;padding:9px 4px}
.contact-details a:hover{color:#0c67aa}

.hero-card .card-top,.hero-card .chart,.hero-card .metrics{margin-left:25px;margin-right:25px}
.hero-card .card-top{margin-top:22px}

.ifa-logo-wrap{margin-top:22px;background:#fff;border-radius:10px;padding:14px 16px;display:inline-flex;max-width:320px}.ifa-logo-wrap img{display:block;width:100%;height:auto}


/* Premium refinement */
body{font-family:Inter,Arial,sans-serif;color:#13263d;background:#fcfdfd}
.header{background:rgba(252,253,253,.94);backdrop-filter:blur(14px);box-shadow:0 8px 30px rgba(18,38,61,.05)}
.nav{height:84px}
.logo span{font-size:27px;letter-spacing:4px}.logo small{font-size:8px;letter-spacing:2.8px}
nav{gap:24px}nav a{font-size:13px;letter-spacing:.2px}nav a:hover{color:#0b6caa}
.nav-cta{padding:12px 19px;border-radius:5px;box-shadow:0 8px 18px rgba(12,90,158,.18)}
.hero{padding:105px 0 85px;background:radial-gradient(circle at 85% 20%,rgba(193,218,235,.42),transparent 32%),linear-gradient(135deg,#f8fafc 0%,#edf4f8 100%);position:relative}
.hero:after{content:"";position:absolute;inset:auto 0 0;height:1px;background:linear-gradient(90deg,transparent,#cbd9e5,transparent)}
.hero-grid{gap:85px}.hero h1{font-size:64px;line-height:1.03;letter-spacing:-3px;font-weight:800}.hero h1 span{color:#0a679f}.hero-copy{font-size:17px;line-height:1.8;color:#607286;max-width:600px}
.eyebrow{font-size:10px;letter-spacing:2.6px;color:#0a679f}.regulatory-pill{display:inline-flex;align-items:center;border:1px solid #cfdae3;background:#fff;color:#52667b;border-radius:999px;padding:8px 13px;font-size:10px;font-weight:800;letter-spacing:.3px;margin:0 0 18px;box-shadow:0 6px 18px rgba(25,55,80,.05)}
.actions{margin:32px 0 36px}.btn{border-radius:5px;padding:14px 22px}.primary{background:#0a679f;box-shadow:0 10px 22px rgba(10,103,159,.18)}.secondary{background:transparent;border-color:#cad7e1}
.trust-row{gap:20px}.trust-row div{min-width:145px}.trust-row small{line-height:1.4;margin-top:3px}
.hero-card{border-radius:4px;padding:0 0 24px;box-shadow:0 25px 70px rgba(25,57,83,.13);border-color:#d4e0e8}.hero-card .card-top{background:#122f49;color:#fff;padding:18px 25px;margin:0!important}.hero-card .dot{background:#a7d3b9}.chart{height:240px}.metrics{padding:0 25px}
.stats{background:#102b43}.stats-grid div{padding:28px 15px}.stats-grid strong{font-size:11px;letter-spacing:1px;color:#91bdd9}.stats-grid span{font-size:12px;color:#dbe6ee}
.section{padding:105px 0}.section-head{margin-bottom:50px}.section-head h2,.about h2,.contact h2{font-size:43px;font-weight:750;letter-spacing:-1.5px}.service-grid{gap:16px}.service-grid article{padding:31px;border-radius:4px;min-height:230px}.service-grid article:hover{border-color:#b9ccd9;transform:translateY(-5px);box-shadow:0 18px 45px rgba(22,55,80,.09)}.icon{border-radius:4px;background:#edf4f8;width:44px;height:44px}
.pricing{background:#f7f9fa}.pricing-grid{gap:18px}.price-card{border-radius:4px;padding:34px;box-shadow:0 8px 28px rgba(25,55,80,.04)}.price-card.featured{border-color:#0a679f;box-shadow:0 20px 50px rgba(10,103,159,.12)}.price strong{font-size:37px}.popular{background:#122f49}
.about{padding:105px 0;background:linear-gradient(135deg,#102b43,#163b57)}.about-panel{height:390px;border-radius:4px;box-shadow:inset 0 0 0 1px rgba(255,255,255,.03)}.seal{border-color:#9cbfd3}.about-reg{margin-top:22px;border-top:1px solid #45677d;padding-top:14px;color:#b7cad8;font-size:10px;letter-spacing:.4px;text-align:center;max-width:270px}
.benefits{gap:16px}.benefits div{border-radius:4px;padding:32px;box-shadow:0 8px 25px rgba(20,45,70,.04)}
.cta{background:#0a679f;padding:62px 0}.cta h2{font-size:39px;letter-spacing:-1px}.light-btn{box-shadow:0 10px 25px rgba(0,0,0,.12)}
.contact-grid{gap:100px}.contact form{border:1px solid #e0e7ed;border-radius:4px;padding:34px;box-shadow:0 15px 40px rgba(20,45,70,.05)}.contact input,.contact textarea{border-radius:3px}.contact input:focus,.contact textarea:focus{outline:none;border-color:#76a9c8;box-shadow:0 0 0 3px rgba(10,103,159,.08)}
footer{border-top:1px solid #28465e}.footer-grid{padding-bottom:50px}.ifa-logo-wrap{border-radius:4px;box-shadow:0 10px 30px rgba(0,0,0,.08)}
.copyright{display:flex;justify-content:space-between;gap:20px;max-width:1120px;margin:auto;border-top:1px solid #263e53;padding:18px 0}
@media(max-width:900px){.hero h1{font-size:52px}.hero-grid{gap:50px}.copyright{padding-left:4%;padding-right:4%}}
@media(max-width:800px){.hero{padding:70px 0}.hero h1{font-size:44px}.copyright{display:block}.copyright span:last-child{display:block;margin-top:6px}}


/* MNRC brand logo integration */
.header{background:#0b2033;border-bottom:1px solid #21394d}
.nav{min-height:104px;height:auto;gap:22px}
.logo-image-link{display:flex;flex:0 0 auto;align-items:center;justify-content:center;overflow:hidden;border-radius:3px}
.mnrc-logo{display:block;width:205px;height:102px;object-fit:contain}
nav a{color:#e7eef4}
.nav-phone{color:#e7eef4!important}
.nav-cta{background:#0a679f}
.nav-whatsapp{color:#65d5a0!important}
.menu{color:#fff}
.footer-logo-image{width:240px;max-width:100%;margin-bottom:14px}
.footer-logo-image .mnrc-logo{width:240px;height:120px}
@media(max-width:800px){.nav{min-height:84px}.mnrc-logo{width:170px;height:84px}.logo-image-link{max-width:48vw}nav{background:#0b2033!important;border-color:#28465e!important}nav a{color:#e7eef4!important}.nav-cta{background:#0a679f!important}}
@media(max-width:520px){.mnrc-logo{width:150px;height:74px}.footer-logo-image .mnrc-logo{width:220px;height:110px}}

/* About section logo */
.about-logo-panel{padding:35px 28px;overflow:hidden}
.about-logo-panel img{display:block;width:min(100%,520px);height:auto;max-height:260px;object-fit:contain}
@media(max-width:800px){.about-logo-panel{height:auto;min-height:300px;padding:30px 20px}.about-logo-panel img{max-height:220px}}